By using eSett Oy’s (hereinafter “eSett”) website, e.g. www.esett.com, or any of its sub-sites (hereinafter “Website”) you agree to the following terms and conditions. The services contained on the Website may also involve separate service specific terms of use. In such a case, these terms will apply secondarily.

Contents of the Website and limitation of liability

The contents of eSett Website are provided on “as is” and “as available” basis. eSett uses reasonable efforts to provide accurate and up-to-date information on the Website. However, eSett does not make any warranty, either expressed or implied, that the content and/or information provided on this Website is comprehensive, up-to-date, correct or that the Website will be uninterrupted and error-free at all times. Nor does eSett make any kind of commitment to provide or supply products and services in accordance with the information provided on this Website.

Nothing on this Website should be construed as the giving of advice or the making of any recommendation and this Website should not be relied upon as the basis for any decision or action. This Website may contain inadvertent inaccuracies or typographical errors. eSett reserves all rights to revise the Website or withdraw access at any time without a prior notice. eSett cannot ensure the exclusion of viruses or any other harmful contents from its Website or servers providing it and no liability is accepted for viruses.

To the fullest extent permitted by applicable law, eSett shall not be liable for any loss or damage resulting directly or indirectly from use of this Website. A user of the Website may not claim compensation in case of any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure of the Website, except to the extent that such liability cannot be excluded or limited under mandatory applicable law.

By submitting material related to any of eSett´s servers, for example by e-mail or via website, a user or provider of material agrees and confirms that the user has the right to submit the material to eSett to be used freely without any compensation to the user or a third party, that the material is not unlawful, not in violation of good practice, or otherwise unfit for publication and that, before submitting the material, the user has taken reasonable precautions to detect and remove any viruses and other disruptive or destructive features contained in it. eSett may at its discretion remove any material sent by users from its Website at any time.

The user agrees not to take action against eSett in relation to material submitted. The user shall hold eSett harmless against any third-party claim for damages, compensation or otherwise, regardless of the reason therefore, in conjunction with the use of the Website or submission of material made by them.

Acceptable use

The user shall not use the Website for any purpose that is unlawful or prohibited by these terms and conditions or by applicable law. In particular, the user shall not: (a) use the Website or any content thereof for any commercial purpose without the prior written consent of eSett; (b) use any automated means, including but not limited to robots, crawlers, scrapers or similar technologies, to access, monitor, copy or collect any content from the Website; or (c) engage in any activity that interferes with or disrupts the functioning of the Website or the servers and networks connected thereto.

Third party content

If eSett’s Website contains any third party owned content or links to third-party websites or services, eSett assumes no responsibility for any information or material provided by such third parties that eSett´s Website may have a link to. Furthermore, eSett does not accept any liability arising out of an allegation that any third party owned content infringes someone’s intellectual property rights.

Ownership and Intellectual property rights

© 2020–2026 eSett Oy. All rights reserved. The contents of the Website, including without limitation to, copyright, trademarks, service names, brands and all intellectual property rights that appear at the website are the property of eSett, or respective third parties. Any rights not expressly granted herein are reserved. A user is not allowed to reproduce, transfer, distribute or store any part of the contents thereof without the prior written permission of eSett, and is not granted any right to use any marks appearing on the Website without the prior written consent of the eSett or the third parties, as the case may be. All third-party trademarks, service marks and logos appearing on the Website are the property of their respective owners. Their appearance on the Website does not imply any affiliation with or endorsement by eSett.

Personal data and its use

Some functionalities of the Website (for example ordering the newsletter) may ask you to submit your personal data. eSett processes all personal data in accordance with the applicable data protection legislation, including the General Data Protection Regulation (EU) 2016/679 (GDPR). For detailed information on how eSett collects, uses and protects your personal data, including your rights as a data subject, please refer to eSett’s Privacy Statement available at [insert URL].

Cookies

eSett may use cookies and similar tracking technologies on its Website. Cookies are small text files that are stored on your computer or other device when you visit a website. eSett may use cookies for purposes including, but not limited to, ensuring the functionality of the Website, analysing Website traffic and improving user experience. Some cookies are strictly necessary for the operation of the Website, while others may require your prior consent. For detailed information on the types of cookies used, their purposes, retention periods and third-party cookies, please refer to eSett’s Cookie Policy available at esett.com/cookies. You may manage your cookie preferences at any time through the cookie consent tool provided on the Website or by adjusting your browser settings. Please note that disabling certain cookies may affect the functionality of the Website.

Changes and Updates to the Legal Notice

These terms and conditions were last updated on 17 April 2026 and supersede all previous versions. They will remain in force until further notice. eSett has a right to unilaterally change or update this Legal Notice. eSett will inform users of material changes to this Legal Notice by publishing the updated version on the Website.

Applicable law

eSett´s services and the use of this Website shall be governed by the laws of Finland, excluding conflict-of-laws rules. Any disputes arising out of or in connection with these terms and conditions shall be submitted to the exclusive jurisdiction of the courts of Helsinki, Finland.